Residential landlords – One year to improve the energy efficiency of your property

If you are a residential landlord, it is important that you are up to date with the energy performance requirements. From 1 April 2018, the Energy Efficiency Regulations 2015 will require rented properties to have a minimum energy performance rating of E on an Energy Performance Certificate (EPC).…


I am purchasing a property jointly, what do I need to consider?

Research indicates that 40% of people in Britain believe ‘mortgage is the new marriage’. Purchasing a property with your other half may seem like a simple idea in order to climb the property ladder. However you must consider how to adequately protect yourself in the unfortunate event that something…


Top 10 Tips for Purchasing a New Build Property

The construction of new homes in the UK is at a nine year high with new housing developments quickly becoming desirable for purchasers. The process of purchasing a property that is still under construction can be different to a standard residential property purchase. Here are our top tips to…


How do I repay my Help to Buy loan?

The Help to Buy scheme is a welcomed government initiative which has assisted thousands of people to purchase their dream home. You may have taken advantage of the scheme in order to purchase a brand new property which you would have not been able to afford otherwise. You will have paid a smaller…


Top tips for first time buyers

Purchasing your first property is an exciting time of your life. However, there are a lot of things to consider when looking for your perfect home and too much information can be overwhelming. Here are my top tips for first time buyers: Sort out your finances A mortgage lender will usually ask…


Autumn Statement: Letting Agents' Fees

During its Autumn Statement on Wednesday, the Government announced that it would be banning letting agents' fees being charged to tenants. These fees are charged over and above rent and a deposit and can cost tenants £200-£700. Typically, these fees cover administration checks such as signing a…


What might a purchaser discover about my house?

Selling your home can be a stressful and expensive time. Throughout the legal process to sell your house, your purchaser may uncover various defects or legal issues. Your solicitor will discuss these with you and resolve them with the purchaser and their solicitor. What issues with the property may…


How much Stamp Duty do I need to pay on a New Build property?

The Law The law states that Stamp Duty Land Tax (commonly known as Stamp Duty) is payable on the purchase of all properties above the value of £125,000, unless an exemption applies. But is Stamp Duty payable on extras on a New Build property? What exactly is Stamp Duty payable on? Stamp Duty is…


Restrictive Covenants: Explained

When you are purchasing a property, your solicitor may tell you that there are restrictive covenants on your title. We look here at what this means, and how they can affect your property. What are restrictive covenants? They are agreements in a deed that limit the way a landowner can use his…